Independent measurement. No advice, no positions, no paywall.Data updated 14 September 2026
Real Value Map

Data Sources

Every figure on this site comes from one of the series below. Each is used as its publisher issues it, with no smoothing, no estimation, and no filling of gaps.

SeriesSourceFrequencyAvailable historyLicence
US Consumer PricesU.S. Bureau of Labor StatisticsMonthlyJanuary 1913 August 2026U.S. public domain; citation required
HousingU.S. Bureau of Labor StatisticsMonthlyJanuary 1967 August 2026U.S. public domain; citation required
Food and beveragesU.S. Bureau of Labor StatisticsMonthlyJanuary 1967 August 2026U.S. public domain; citation required
TransportationU.S. Bureau of Labor StatisticsMonthlyMarch 1935 August 2026U.S. public domain; citation required
Medical careU.S. Bureau of Labor StatisticsMonthlyMarch 1935 August 2026U.S. public domain; citation required
RecreationU.S. Bureau of Labor StatisticsMonthlyJanuary 1993 August 2026U.S. public domain; citation required
Education and communicationU.S. Bureau of Labor StatisticsMonthlyJanuary 1993 August 2026U.S. public domain; citation required
ApparelU.S. Bureau of Labor StatisticsMonthlyDecember 1914 August 2026U.S. public domain; citation required
Other goods and servicesU.S. Bureau of Labor StatisticsMonthlyJanuary 1967 August 2026U.S. public domain; citation required
GoldWorld Bank Commodity Markets (Pink Sheet)MonthlyJanuary 1960 August 2026CC BY 4.0 — commercial use permitted with attribution
U.S. Large-Cap Equity CompositeRobert J. Shiller, Yale UniversityMonthlyJanuary 1871 September 2026No stated licence; factual series published openly for decades. Used with attribution.
U.S. Large-Cap Equity Composite (total return)Robert J. Shiller, Yale UniversityMonthlyJanuary 1871 June 2026No stated licence; factual series published openly for decades. Used with attribution.
Median new home sale priceU.S. Census Bureau and U.S. Department of Housing and Urban DevelopmentQuarterlyQ1 1963 Q2 2026U.S. public domain; citation requested
Median US household incomeU.S. Census Bureau, Current Population Survey ASECAnnual1967 2024U.S. public domain; citation requested

Notes on individual series

US Consumer Prices

CPI-U, U.S. city average, all items, not seasonally adjusted (CUUR0000SA0). NSA is used deliberately: seasonal adjustment factors are revised annually, which would silently change historical answers between data updates.

Housing

CUUR0000SAH.

Food and beverages

CUUR0000SAF.

Transportation

CUUR0000SAT.

Medical care

CUUR0000SAM.

Recreation

CUUR0000SAR. Created in the 1998 CPI revision, replacing the older Entertainment group; series begins 1993-01. Indexed to Dec 1997 = 100 rather than 1982-84 = 100, which is harmless because the engine only ever takes ratios within a single series.

Education and communication

CUUR0000SAE. Created in the 1998 CPI revision; series begins 1993-01. Indexed to Dec 1997 = 100. Together with cpi-recreation this sets the 1993 floor on the Personal Inflation Calculator.

Apparel

CUUR0000SAA.

Other goods and services

CUUR0000SAG.

Gold

Monthly average of daily London quotations, USD per troy ounce, published roughly one month in arrears. There is no live spot price in the MVP. The 2026 edition of the Pink Sheet publishes gold rounded to whole dollars (the 2025 edition carried cents); the effect is nil before 1968 when gold was fixed at $35, at worst about 1% during 1971-74, and under 0.1% from 1975 onward.

U.S. Large-Cap Equity Composite

Price only. investable is false deliberately: plan §13 forbids using a price-only series to imply investment performance. Use us-equities-total-return for that. Never labelled 'S&P 500' — that is a licensed, trademarked index and this is not it.

U.S. Large-Cap Equity Composite (total return)

Constructed by us via monthly dividend reinvestment from Shiller's price and dividend columns, indexed to 100 at series start. This is our calculation, not a published total-return index, and the methodology page must say so.

Median new home sale price

Median sale price of NEW houses sold — not the median price of all U.S. homes. New-build medians run above the all-homes median and move with builder product mix. Must be labelled 'median new home sale price' in all user-facing copy; never 'median home'. investable is false per plan §14: home-price change is not a real-estate investment return.

Median US household income

Nominal (current-dollar) median. Published each September for the prior calendar year, so the latest observation lags by 9 to 21 months; results must show the observation year rather than implying a current figure.

Attribution

Not published yet

A Bitcoin series is built and waiting on a data licence from an exchange. Until that is granted it appears nowhere on this site, and we hold no data for it. We would rather be one series short than publish figures we are not entitled to redistribute.

What we do not publish

We do not redistribute any series in bulk, and we do not present any figure as ours. Where a series is constructed rather than published as-is — the equity total-return series is built from published price and dividend data — the page that shows it says so.