Personal Inflation Calculator

Is your cost of living rising faster than the headline figure?

Enter roughly what you spend each month. We convert the amounts into weights — you never have to work out a percentage.

Monthly spending

Approximate is fine.

HousingFoodTransportationHealthcareRecreationEducation & communicationApparelOther

Total each month$10,000

From

Your personal inflation estimate

+29.9%

Official inflation

+28.4%

Your estimate

-1.5 pp

Difference

What drove it

Each category’s weight multiplied by its price change. The eight add up to your estimate.

CategoryWeightContributionPrice changeHousing40%+13.5%+33.7%Food15%+5.0%+33.2%Other10%+3.3%+32.6%Transportation8%+3.2%+39.6%Recreation7%+1.3%+19.0%Education & communication12%+1.0%+8.0%Healthcare5%+0.8%+15.8%Apparel3%+0.4%+13.2%

What this is, and is not

An estimate built from your own spending mix and the eight published CPI expenditure groups. It is not an official measure of your cost of living: within each group your actual purchases differ from the national basket. Comparisons cannot start before January 1993 — two of the eight categories were introduced in the 1998 revision of the CPI and are published back to then, no further.